F.I.R.E. Calculator: Plan Your Early Retirement
Simulate your path to financial independence and discover your FIRE age.
Your Financial Snapshot
Choose Your FIRE Type
Different approaches to financial independence with varying lifestyle expectations
Minimalist approach focusing on essential expenses only
- Lower target number (~$1M)
- Frugal lifestyle
- Geographic arbitrage
- Essential expenses only
Standard middle-class lifestyle with moderate comfort
- Moderate target (~$1.5M)
- Comfortable lifestyle
- Balanced approach
- Some luxuries included
Luxurious retirement with high spending capacity
- High target ($2.5M+)
- Luxury lifestyle
- No budget constraints
- Premium experiences
Enough saved that compound growth will reach FIRE by traditional retirement age
- Stop aggressive saving
- Let compound interest work
- Work for expenses only
- Retire at normal age
Partial financial independence with part-time work covering some expenses
- Part-time work income
- Lower target needed
- Flexible lifestyle
- Health insurance from work
Your Path to Financial Independence
"The best time to plant a tree was 20 years ago. The second best time is now."
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Compound Interest Calculator
Visualize the power of compound growth with interactive charts
Ready to understand compound growth? Use our compound interest calculator to see exactly how much you need to save and invest to reach your financial goals. Visualize your wealth growth over time with monthly contributions and see when interest earnings overtake your principal investment.
Start with compound interest basics, then return here to calculate your complete FIRE strategy. Understanding compound growth is the key to successful early retirement planning.